Student debt and two jobs: A Florida woman manages $75,000 while working long hours

Rachel Jordan, 43, works two jobs and often about 70 hours a week to address roughly $75,000 in student loan debt; her loans are in forbearance while a forgiveness application is reported as still under review.

Rachel Jordan, 43, lives in Tampa and is juggling two jobs to manage about $75,000 in student loan debt. She often works long weeks and says she aims to make regular payments even while her loans are in forbearance. Jordan posts about her repayment progress on social media and said paying off credit card debt last year changed how she budgets. She has set short-term savings and repayment goals and reports having put aside more than $13,000 so far. Key details: - Jordan typically works about 70 hours a week across two jobs to address roughly $75,000 in student loan debt. - Her loans are in forbearance and she submitted a student loan forgiveness application in 2022 that she says remains under review with no recent updates. - She generally aims to pay at least $1,600 a month toward loans, with a larger monthly goal of about $2,000, and set a short-term target to pay $25,000 by October. - She cleared credit card debt last year, uses social media to document her journey, and reports having saved more than $13,000 combined in retirement and savings accounts. Summary: Jordan’s situation highlights ongoing financial pressure for some borrowers who balance long work hours, regular payments, and savings goals while waiting on administrative decisions. Undetermined at this time.